Financial Health Assessment
Assess Your Financial Wellness
Take this quick 10-question self-assessment to understand where you stand financially and identify areas for improvement.
Time: Approximately 3-5 minutes
No right or wrong answers - just honest reflection on your current financial habits.
What this tool does
A straight look at the financial health of your business rather than its turnover: whether cash flow is predictable, what your margins really are after everything, how much reserve you hold, and whether anyone is planning beyond the current quarter. You get a score and a roadmap of what to fix first.
What is the difference between profit and cash flow?
Profit is what the accounts say you earned; cash flow is what actually reached the bank and when. Profitable businesses fail regularly because money owed to them arrives later than money they owe.
How much cash reserve should a small business hold?
Three to six months of fixed costs is the common guidance. The right number depends on how predictable your collections are.